RBNZ Wheeler: Why Loan-to-Value Ratios were introduced

Many New Zealanders consider purchasing a house to be a rock solid investment, and assume that house prices will continue to rise steadily, having never seen a bear market or experienced rapid rises in mortgage rates. Over the past 25 years, however, many wealthy countries have experienced period…

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RBNZ Wheeler: Why Loan-to-Value Ratios were introduced

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