Why Isn’t the Thirty-Year Fixed-Rate Mortgage at 2.6 Percent?

As of mid-December, the average thirty-year fixed-rate mortgage was near its historic low of about 3.3 percent, or half its level in August 2007 when financial turmoil began. However, yield declines in the mortgage-backed-securities (MBS) market, where bundles of mortgage loans are sold to investors…

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Why Isn’t the Thirty-Year Fixed-Rate Mortgage at 2.6 Percent?

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